A strong emergency fund protects you from financial stress. Learn easy steps to save smarter.

Start building your safety net today!

Unexpected expenses can happen anytime. An emergency fund keeps you financially safe.

It prevents loans, stress, and debt traps.

Start with a small goal like ₹10,000.

Then grow it to 3–6 months of living expenses. Set a realistic amount based on your lifestyle.

List essential expenses: rent, food, bills, travel.

Knowing your spending helps set your fund target. Use apps or a simple notebook to track everything.

Reduce online shopping and food delivery.

Cancel unused subscriptions. Save these small amounts into your emergency fund.

Set auto-deposit from your bank every month.

Even ₹500–₹1000 weekly can grow big over time. Automation ensures consistent saving.

Use a savings account, FD, RD, or money market fund.

Ensure easy withdrawal during emergencies. Avoid risky investments for this fund.

Review your savings every 3–6 months.

Increase deposits as your income grows. Use the fund only for real emergencies.